If You Haven't Earned It,

Don't Take It.

No one is owed anything they haven't first earned.

If you didn't make a constructive contribution, if you didn't do the work, if you were not the creator or the originator of the successful idea, then don't take the money.

If you've done nothing, then you've earned nothing. Just being is not doing.

If you don't own it, or you aren't owed it because you've loaned it out, then do not accept it.

If you need help and you have earned the privilege to be helped to become self-sufficient, then only accept help with a firm commitment to pay it back.

Lost self esteem is a very expensive price you pay taking things you haven't earned.

If you're ignorant, get educated. If you're lazy, get busy. If you're stupid, you're not reading this. If you're poor, you're both ignorant and lazy.

If you've earned it and can't find it, it's not someone else’s fault. If you've wasted it, it's your fault. 

If you've used it unwisely, don't expect it back. If you didn't save some for the unexpected, you are ignorant.

Think ahead, prepare for disappointments, and don’t waste what you earn.